Roszczenia spadkowe widzów gorzej potomstwo popełni jak obyczajowy obrazek sześciu Business School Honor Society and President of Lambda Tau Delta fraternity. 's activities and interests include: mountain climbing, running marathons, scuba diving and travel, and he is avid reader. is married with three young children. Schratwieser. Executive Vice President. Schratwieser has more than 16 years of experience the financial services industry. is responsible for managing 's business operations and individual client consulting engagements. Prior to joining was a director at monitoring accounting standards, issuing guidance and providing implementation support on new initiatives. began her career with Deloitte and Touche. Her experience includes Farmer Mac, where she was a Financial Reporting Manager. attended Washington University and holds a degree Business Administration and Accounting from American University. She is a CPA and is also a member of Phi Beta Kappa Honor Society. her spare time, enjoys traveling and spending time with her husband and three children. Fenix. Partner Executive Vice President. Fenix joined 2002 and is a Partner and Executive Vice President. Over the past 16 years, has consulted with numerous large and small banks and credit unions across the United States. His specialties include identifying, cost justifying and negotiating leading-edge technologies. He has considerable experience evaluating core processing, check processing and a vast array of platform systems. regularly assists clients developing their technology goals and roadmaps to implement the newly selected solutions. attended Virginia Polytechnic Institute and State University, where he earned a Bachelor of Science degree Management Science and Information Technology and also was the Captain of the Virginia Tech swim team. T. Di Lella. Partner Senior Vice President. T. Di Lella has more than 30 years of information technology industry experience the financial, regulatory and federal government sectors. Over the course of his career, he has consistently focused on developing business relationships by listening to clients' needs and translating requirements into viable business solutions. formal satisfaction surveys, clients have consistently recognized as a contributor to their business success. Prior to joining worked for various marketing and project management positions. At developed new technology business both the financial services industry and the federal government sector and managed accounts with a proven record of exceeding annual goals. He achieved distinction within the firm and, more importantly, with his clients. Over the course of his career, he has negotiated more than $150 million technology contracts. earned his Bachelor of Science degree Computer Science at Saint Bonaventure University and his of Business Administration degree from the Washington University. He is certified as Arbitrator with the Financial Industry Regulatory Authority Dispute Resolution Board of Arbitrators. enjoys cycling, skiing and tennis. H. Cloud. Senior Vice President. Cloud has more than 28 years of experience the financial services industry and is a Senior Vice President with works directly with financial institutions offering core processing evaluations, technology and strategic planning, vendor evaluations, workflow efficiency improvement recommendations and project management services to help financial institutions maximize their technology and operations investment dollars. is also a regular speaker for various state and national bank association entities on a variety of banking and technology topics. Prior to joining was the Vice President of Sales and a Product Manager for a Core Software company. worked directly with financial institutions designing solution sets and providing consulting services. He also oversaw the sales and marketing groups. also managed the product roadmap for all products and services for a Core Software company. was a Core Project Manager for Vitex Consulting. holds a bachelor's degree Psychology and a minor Mathematics from St. Andrews Presbyterian College Laurinburg, North his spare time, is avid scuba diver and also enjoys spending time with his wife, daughter and Boxer-mix dog. Humphrey. Partner Senior Vice President. Humphrey has more than 35 years of experience financial services management and consulting. A former banker, has deep experience bank operations and has managed bank operation groups from the senior and executive management levels, with direct management responsibilities for groups as large as 350 and annual budgets exceeding $25 million. He has managed numerous system implementations and conversion projects, as well as projects to consolidate and organize banks during acquisitions. Prior to joining 2008, successfully